Bad Money Habits That You Need to Break to Build Wealth

Every day, you make choices that affect your personal finances and long-term goals. There are bad habits that may look small and insignificant like eating out or impulsive buying. However, they can sabotage your goal towards financial independence. The only way to build wealth is to gain control of your spending habits and develop positive habits that will push you in the direction you want in life. Below are some money habits that you should…

On Personal Finance: When Should You Best Get a Loan?

A personal loan is an unsecured loan that yields high-interest rates. As much as possible, a personal loan or any kind of loan is discouraged unless you have enough resources to pay for it full in the future. Personal loan is very convenient in nature as you can easily apply for it and approved without any collateral being required. But same as any other loan or debt, this can become a burden in the future…

Travel Insurance Saving Tips

When you travel, you want to maximize the budget and enjoy your destination. So, you look for ways to find the most affordable insurance that will provide the cover you need. Here are some tips for you: #1- Select the insurance plan that works for you There are 3 levels of travel insurance travel that you can choose from- basic, medium, and comprehensive. As the cover increases, so is the cost. Consider the following before…

Breaking the Impulsive Buying Habit

Mall or online shopping can be addicting, and many succumb to the temptation. The easy access to online stores makes shopping more convenient. Clicking the “buy” button encourages impulsive buying which can put a big dent in your personal finances. There are two reasons why people buy on an impulse: 1. Stress – Many people consider it as a stress-buster or stress-reliever. They love to window shop and find something that uplifts their spirits. 2.…