What You Need to Know About Outsourcing in the Philippines

Outsourcing is probably one of the most popular business decisions of brands these days. And when outsourcing is mentioned, why are the Philippines often brought up as well? When did the Philippines become known for outsourcing? For those who are not yet familiar, outsourcing is a business practice where certain operations of a company are delegated to a group outside the organization. This would come off as a surprise for those who are used to…

Bad Money Habits That You Need to Break to Build Wealth

Every day, you make choices that affect your personal finances and long-term goals. There are bad habits that may look small and insignificant like eating out or impulsive buying. However, they can sabotage your goal towards financial independence. The only way to build wealth is to gain control of your spending habits and develop positive habits that will push you in the direction you want in life. Below are some money habits that you should…

On Personal Finance: When Should You Best Get a Loan?

A personal loan is an unsecured loan that yields high-interest rates. As much as possible, a personal loan or any kind of loan is discouraged unless you have enough resources to pay for it full in the future. Personal loan is very convenient in nature as you can easily apply for it and approved without any collateral being required. But same as any other loan or debt, this can become a burden in the future…